Types Of Shower Taps In Malaysia

Shower tap and bathroom set spraying

What Are The Shower Taps Available In Malaysia?

The article explores different types of shower taps available in the Malaysian market. Each type has advantages as well as disadvantages associated. Selecting the right shower tap is a prerequisite for having a stylish bathroom.  So it is all about aesthetics, quality and affordability which makes the bathroom luxury in any household. 

Shower Taps For Your Home

Below is some knowledge about the types of shower taps so you could decide easily which type to purchase for your house.

The Wall-Mounted Bathroom Tap: 

This is one of the most famous types because it saves space and is easily available in the Malaysian market. The formation of the tap is very typical and as per your expectations. These are hanging out from the wall and hanging on the bathtub or a sink. Since all bathrooms have walls, thus you need not have to install anything new or change the bathroom setting etc. This type can be cleaned easily without having to remove them from their fittings. The drawback of the type is there in the wall fitting mechanism. If anything goes wrong with the fitting or the pipe, it will be a big hassle to amend the tap.

Freestanding Bathroom Taps:

This type is yet another of its type which is as per the wall-mounted model. The type is excellent in terms of its versatility and free handling. This type is liked by many people who wish to have authenticity to their bathrooms and want some classy look.

Deck Mounted Bathroom Tap Designs: 

This tap design is used for basins or sinks in the bathrooms. From the rim of the basin, there are tap holes which makes the foundation for attaching the taps with the deck mount.  This model is said to be most popular because these are easy to access and spraying water to the basin and the bathtub. 

Monobloc Bathroom Tap Designs: 

This type is especially for baths as well as basic having a single tap hole. These are also called mixers in layman term because it tends to combine both hot and cold water. You can maintain a balanced and uniform temperature and the flow of water in terms of its pressure. In any household where children regularly use a water tap, this type is preferable due to easy balancing. 

Pillar Bathroom Tap Design: 

These are the most stylish type of tap, which have separate valves for controlling water pressure and temperature. For bathtubs and basins with double hole systems. This double system means having separate valves for hot and cold water. 

Countertop Bathroom Tap Designs: 

These are tall taps, mainly mixers which are considered classic as well as stylish for every household. The design of the tap is rounded and are a good collection for the basin countertop. 

Shower/Bath Mixer Tap Design: 

As the name indicates, these are mixers that cover both handheld and bath filler showerheads. This is an excellent option for both shower and bathtub with all in one option.

Final Notes

The above mentioned are some of the commonly used shower tap designs available in the Malaysian market. You may consider some factors when selecting the preferred choice for your bathroom in Malaysia.

Key Pointers For Designing Customised Caps

man wearing a cap with a picture of an ice cream on it

How Do You Make Your Cap You?

If you love wearing caps, you no longer need to wear customised caps bearing other companies’ logos. If you wish to be a brand, you can create unique caps that can easily become a signature accessory that will speak for you even when you are silent. 

These pointers will help you prepare adequately before designing customised caps in Singapore. 

Which Type Of Cap Is Most Suitable For Your Brand? 

The different types of customised caps attract a different audience. Before customising a cap, even a style that you find appealing, ask yourself if it is suitable for your target audience. For example, the baseball cap is the most common one. 

People of all ages favour it. It is also a great customizable cap because all the surfaces can be printed. This is unlike the trucker’s cap, which has mesh at the back. The only spot for you to brand on the trucker’s cap is the front. 

Ensure The Print You Choose Is Ideal

A common mistake many people make when customising caps in Singapore is the assumption that the design they used on other items can be used on the caps. However, a different approach is necessary when it comes to customising caps. 

First, you will be working on a smaller surface. Secondly, embroidery is a different type of printing that is unique, and you need to plan how to go about it. For example, a simple design is likely to look better than a complex one. You will have a sleek finish if you opt for a design that is easy to identify over one that has complicated stitches. 

You should avoid very small designs since one would have to look closely to identify the brand. Even when you have a catchy slogan, it may go unnoticed if it is too small or if the print has too many colours. 

A customised cap is not just an accessory, but it can be a fashion statement. Having a print that complements the type of customised cap will undoubtedly draw people’s attention to your cap. This way, if you are attempting to communicate with them as you build your brand, you can easily do so with your personalised cap. 

Carefully Choose Your Preferred Style Of Embroidery.

Choosing the embroidery on your customised cap is probably one of the most important decisions you will make when customising caps in Singapore. Many people assume the embroidery on one custom cap is the same as the next. Well, in some instances, this may be true. However, when customising caps, you will be choosing from two types of embroidery. 

The 3D puff embroidery is basically three-dimensional, as the name suggests. This type of embroidery is most suitable for simple and sometimes big designs. 3D puff embroidery is also perfect for letters that have spaces at the centre. An example is the letter O. This type of embroidery is great for designs that need to stand out. 

Flat embroidery is the second type of embroidery often used on customised caps in Singapore. This type of embroidery does not dictate the best type of design, so you have greater flexibility when choosing the ideal design. 

Final Notes

Customised caps are cheap to produce, especially when making bulk purchases. However, you could easily lose all that money and be stuck with customised caps that will be of no use to you because they were poorly done. Having adequate plans when creating a design, such as the type of embroidery to use, will help you make the right decisions. 

Tips On How To Style Your Custom Cargo Pants

Man wearing pants

Cargo Pants Can Be Trendy

Like other styles of the 80s and 90s, cargo pants are back! For millennials, cargo pants featured prominently in the 1990s. The baggy pants with a patch pocket on the side of one or both knees were trendy then. However, many may not see themselves wearing the same pants today. 

The design notwithstanding, the unflattering fits may be the deal-breaker for many. 

Fortunately, you can tweak the cargo pants to your specifications. Those who wore the pants in the 90s may not have had the choice to alter the design, but today they can. 

If cargo pants are new to you, but you wish to make changes to the original style, you can request custom cargo pants. You can style custom cargo pants in various ways. 

Remove The Front Pockets.

Cargo pants can be bulky, especially around the front pocket area. If you want to draw attention from this area, you can choose to completely do away with the front pockets. This way, you can have custom made cargo pants that are a perfect fit in the front pocket area. You may choose to retain the other pockets to allow you to carry some stuff without worrying about the bulge ruining your style.

Request Soft Pocketing

One feature that discourages people from buying cargo pants is the heavy pockets. The fabric is already thick. If you don’t intend to put heavy things in the pockets, you can request extra soft pocketing. This way, if you decide to add a zip to the pockets, the design can give an illusion of absent pockets, yet they remain hidden. 

Use Lightweight Fabric At The Waistband.

The waist of cargo pants tends to take longer to dry because it is bulky. If this is a challenge, you can opt for a softer, lightweight cloth at the waistband. This way, you can be comfortable without the bulky waistband. 

No Cuff At The Bottom

You can also request a plain bottom hem when ordering custom made cargo pants. They usually come with a cuff at the hem, but you can opt to do away with it. Instead, leave the bottoms plain if you are looking for a slim fit. This gives cargo pants a more formal look. 

Thicker Belt Loops

You can opt to give your custom made cargo pants character by requesting belt loops that are thicker than the standard size. This is a unique style that can draw attention to the belt area instead of the knee pockets. If anything, the thicker belt loops sort of complement the bulky pockets. 

Bulky pocket loops can also look great on slimmed custom cargo pants. They give the pants character and allow you to use a big belt if that is your style. 

Conclusion

There are so many ways to customise cargo pants. Since cargo pants come with so many features, you can alter them to achieve your preferred style. However, even as you plan ways to customize your cargo work pants, discuss the possibilities with the tailor to find out if there are any downsides to your suggestions. 

Why Shower Heads Are Beneficial For You

Shower head set in bathroom

What Does Shower Heads Have To Do With Health?

Have you ever thought that water pressure and flow can also be crucial as far as your health is concerned? Do you know the shower heads can determine your wellness and impact your body parts? The concept of shower heads is becoming a new trend these days for personal health as well as holistic therapy. People are not getting conscious of the quantity of water they use for cleaning purposes and how it benefits one’s lifestyle and health. 

Benefits Of Shower Heads

There are mainly five benefits of using shower heads which people need to know:

You Will Remain Healthy For Long

Yes, it is true that with a proper and adequate shower head, you will become less sick and remain healthy for a long time. The bacteria and other dirt trapped in the shower gel causes many microorganisms to get trapped and cause multiple issues related to health. You need to have a proper shower head and install a filter in that for cleaning purposes. This way no dirt and bacteria will travel down to your hair, thus preventing you from getting sick. So, think about your health and get the most acceptable shower head with a filter.

You Can Get Healthier Hair And Skin

We often hear that chlorine is added to the water to disinfect it. This chlorine is considered essential for killing all the bacteria and microorganisms from the water but the same is very detrimental for the health of humans. It is believed that chlorine is bad for the bad bacteria, it also kills essential bacteria which are present in our bodies and required as well. Cleaning water with chlorine is the preferred method being used by many countries throughout the world including Malaysia. When skin is washed with the water having chlorine, it also affects the skin and hair causing them to decay. On the other hand, when you use a shower head with a filter in Malaysia, you can somehow safeguard your hair, skin and body. The chemical impact of chlorine can very well be managed as well. 

Improve Your Mental Health With A Shower Head Set

As discussed above, chlorine water is not good for the overall health of people and a shower head fitted with a filter can save you from the hazards of chlorine. If you are exposed to the same water, your brain functioning will also be impacted resulting in depression, fatigue and low immunity against germs and diseases. Using the shower head with the right filter is the only way out to protect yourself from chronic lungs, kidneys and brain issues.

Save Yourself From Threat Of Cancer With A Shower Head Filter 

When the chlorine water is used, the chlorine combines with THMs (Trihalomethanes) present within the body to form a chemical Carcinogen that is responsible for causing cancer. Help yourself and protect yourself from the harmful impacts of this issue.

Look Younger With A Shower Head Set

Yes, with an application of the proper shower head, you can look younger. With chlorine-free water, your skin will be flourished and blossomed and you will look good with fresh skin. 

Final Notes

It is not only about water intake, it is also about water bathing which is essential and causes one to look good and feel good. Use a branded shower head set and decide for yourself.

Important Features Of A Good Reusable Face Mask

Reusable masks on the table

What Type Of Fabric Masks Is Suitable For The Face

How long you comfortably stay with a reusable mask often depends on the type of fabric. How well the mask fits matters. However, if the fabric is unsuitable, you will still start showing signs of discomfort a short while after putting on the reusable mask Singapore. 

Fabric masks are preferred for various reasons. They are stylish, offer flexibility when it comes to colours, are good for the environment, and offer sufficient protection against harmful viruses and bacteria. 

Unfortunately, not all Singapore reusable masks are made from high-quality fabric. When buying a cloth mask, you need to consider the type of fabric. Although an attractive fabric is important, it also needs to be functional. 

The Fabric Should Be Breathable.

If you have no option but to wear a reusable mask Singapore for a long time, the least you should do is make sure you choose one made from a breathable fabric. This will ensure you are comfortable for longer. 

One of the downsides of the disposable face mask is that one gets sweaty underneath the mask and may be tempted to remove the mask for a little relief. With a breathable mask, you need not worry about this, especially given Singapore’s high temperatures. 

Cotton and other slightly thick materials are often preferred when it comes to the breathability of the Singapore reusable mask. To test the fabric’s breathability, hold it up towards the light. If the individual fibers are visible, then that fabric is not the best choice. 

It Should Have Good Filtration Power.

A reusable mask Singapore is not just a fashion statement. It also needs to protect you from harmful viruses and bacteria, especially the coronavirus. Unfortunately, some people forget this was the primary purpose of the face mask, especially those who make their cloth face masks. 

A layered reusable face mask offers you greater protection than a single-layered face mask. Light fabrics offer between 10-20% protection, while thicker, layered fabrics provide up to 90% protection. 

The Fabric Should Withstand Several Washes.

The primary reason more people are opting for the reusable mask Singapore is that they can wash and reuse it multiple times. A fabric that wears out after a few washes is not ideal. Additionally, the fabric should maintain its fit with each wash. If the face mask shrinks or expands after a wash, then it is not ideal. 

The fabric should also endure regular wash. Any special washing demands make maintenance difficult, especially if you wish to have a mask to wash as you do your clothes. When buying a Singapore reusable mask, pick one that you can easily wash and iron.

The Ear Loops Should Not Be Too Tight Or Too Loose.

The elastic ear loops of some reusable face masks are so tight that they start hurting your ears even when you haven’t worn the face mask for long. This can be a problem when you have to wear a face mask for hours. 

The ideal reusable face mask in singapore is one with adjustable straps at the back. This way, you can make the mask as tight as you wish. However, this should not compromise with its fit around your nose and chin. 

When you get a reusable mask with these features, then it is the perfect one. Remember, this mask is keeping you safe. However, you also need to be comfortable. 

Tips on How to Design the Best Custom Hoodies

Group of friends wearing hoodies


Why Hoodies?

People of all ages wear hoodies. From young children to their grandparents, the hoodie doesn’t just provide warmth but is an important part of one’s style. Rather than wearing plain hoodies, some people prefer them personalised. 

Whether it is a part of a uniform, sports team, or brand promotional item, a custom hoodie Singapore is a great addition to your wardrobe. You can also choose to customise your hoodies to make them unique. As a family, you may choose to personalise hoodies to give a sense of togetherness. 

These tips will help you make the right decisions when deciding how best to customise your hoodies. 

Do You Prefer A Hoodie With A Zip Or A Pullover? 

Before deciding on the graphics, it is important to establish the type of custom hoodie Singapore you prefer. The pullover hoodie is worn as you would your t-shirt. It is awesome to wear one on a cold day. The hoodie with a zipper is similar to the jacket. So, when you want to, you can wear it with the zip open. 

When customising hoodies, especially for marketing purposes, you need to ensure the logo and text are fully visible. The pullover hoodie gives you greater flexibility. However, you need to ensure the details remain visible on the hoodie with a zipper, whether the zipper is up or down. 

Keep Your Central Message Simple.

When people spot your custom hoodie Singapore, they should be able to tell what you want them to read at a glance. Having a long message will not be as effective since those who will see you will likely be on the move. Even if the hoodie is for a specific event where you will interact with people who have enough time to read the text, the message needs to be simple.  

Choose An Image That Relates To The Text.

A custom hoodie Singapore that is well personalized does not leave one with more questions than answers. At a glance, people around you should know what you are communicating. For example, if you write the text “peace” and have an image that conflicts with the message, one may be left wondering if you have more to say. 

The Colours Of The Hoodie And Print Matter

Before buying a hoodie, it is important to know the colours you will use for the design. If, for example, the custom hoodie Singapore is to market to a company and you intend to use the company colours, you need to choose a hoodie that will draw attention to the design. 

However, if you are flexible and have no preferred design colours, you can choose your favorite hoodie and choose a suitable colour for the graphics. 

One thing to have in mind is that a dark-coloured design would look great on a light-coloured hoodie and vice versa. For example, if you have a grey or white custom hoodie Singapore, you can use dark colours for the design to make it stand out. 

Choose A High-Resolution Image.

The fabric of the custom hoodie Singapore can easily overwhelm an image with low resolution. For the image to stand out, it needs to be of high resolution. Otherwise, you may end up with a blurred image. 

Final Notes

When you get it right, a custom hoodie will not only enhance your wardrobe, but you will wear it confidently, knowing it enhances your style. If it is part of your company’s giveaways, clients will appreciate an attractive gift that is branded attractively. Create your own custom hoodie here

Tips on Ordering Personalised Photo Prints Online

Buying customised gifts has become easier since businesses that deal with personalised photo gifts now offer clients the opportunity to prepare their photo prints. This saves you time and also gives you the time to decide which customised gifts you’d like, the photos to use, and the text you’d like to see included in the final product. 

While it may be fun being more involved in the process, the huge responsibility can be a challenge for some people. Sometimes having someone to guide you in the photo and gift selection process gives comfort that you are dealing with someone with expertise on how best to personalise the gift. 

These tips will help you to order customised photo gifts online confidently. 

What gift would you like to personalise?

Before deciding which photo prints you’d like to use, you need to identify the gift to customise. Are you interested in wooden photo blocks, acrylic photo blocks, coasters, gift box, or custom photo puzzles?

The type of gift will influence the photo you choose to use. You’ll have an easier time choosing the photo print once you know the gift you intend to customise. 

Think of the picture or pictures you’d like to use

Now that you have the gift item in mind, it is time to look at possible photos to use. You need to consider the size, colour intensity, and shape of the photo you’d like to use. Some gifts are more attractive when photos with deep colours are used. 

For example, acrylic photo blocks are more attractive when a photo with vivid colours is used. Choose high-quality photos taken with a good camera if you want every aspect of the photo to be captured in personalised photo gifts. 

Explore various layouts.

Having a great photo is one thing. The way you print the photo on the gift item will determine how good it will look. There are different styles and layouts that you can use to define the person’s style and personality. If you intend to use photo collage, you should look at various styles you can use to print multiple photos on the gift without making it look crowded. 

Do you want to add a special text?

Sometimes, the text makes a personalised photo gift more special. It can be a fun way of distinguishing the motive of the gift. For example, it is a great way to reminding someone that he received that gift on his 30th birthday. 

Consider someone’s personality when coming up with a text. Remember, one person may be amused by one text, and another may be offended by the same text. The type of relationship you have with the recipient of the customised gift also matters. The text may be as simple as a date, inspiration quote or a private joke between you two. 

Review the final product before placing the order

Before placing the order in your cart, it is critical that you carry out final checks to make sure everything is in place. If you are not satisfied with it, it is best to start over. Alternatively, ask if you can get help from a professional. Some sites offer assistance to those who need help preparing customised photo gifts. 

When preparing personalised photo gifts, it is best to research trending designs and gifts. Things keep changing, new customised gifts are always being introduced in the market. You might find the perfect gift and even discover tricks to personalise photo gifts easily. 

Benefits of Acrylic Photo Blocks

The acrylic photo block has become popular because it is one way to enhance the appearance and appeal of one of your favourite photos. The custom acrylic photo blocks highlight the rich colours and light in the photos. 

The acrylic block creates a 3D effect that is striking and enhances the depth of the images. The elegant outcome in portraits, photos, and landscapes makes acrylic photo blocks visually appealing. 

It is a stylish way to display your photos.

Are you tired of displaying your photos using regular photo frames? The acrylic photo block is an excellent way to reintroduce some of your favourite photos. Custom acrylic photo blocks capture light, enhancing the colour and quality of the images you want to display. 

Additionally, if you are looking for a unique way to display your love for nature and art, you should consider custom acrylic photos. 

The photo blocks are freestanding.

 

Acrylic photo blocks are thick, so they can stand on their own. If you are interested in minimalist interior décor, these photo blocks are excellent for enriching your space without leaving the space looking empty. If anything, the rich colour draws one’s attention to the photo block, so one is unlikely to notice empty areas close to the photo. 

They are available in various sizes.

When choosing a photo block, it is important to consider where you intend to place it. Some photo blocks are small and ideal for pacing on the desk, as you do regular photos. Larger photo blocks are perfect for hanging in strategic areas where they also serve as part of the décor. The photo block’s thickness also varies. Often, it depends on one’s preference. 

Available in multiple colours and finishes

 

When choosing the ideal photo block for your photo, you get to choose between white and black. It is important to consider the colours in the image you want to use and how the acrylic colour block will enhance the photos. Often the colour of the photo block will determine the impact of the custom acrylic photo prints. 

Picture the image on the photo block, both white and black, and imagine the outcome. If you feel the colours are not strong enough to improve the image’s appeal, you may choose to use a colourful base.

A thicker photo block will enhance the colour of the image you have chosen to use.  

The acrylic photo blocks come in two finishes, matt and gloss. The photo block finish will depend on your preference and its impact on the image you have chosen to use. 

Acrylic photo blocks are durable.

The acrylic material doesn’t break easily. Additionally, the acrylic glass is scratch-resistant, making it sturdy and durable. This feature makes the photo block an ideal option if you are looking for the perfect way to preserve and display some of your most cherished and memorable pictures. 

Creative customization options

After choosing the acrylic photo block and image you’d like to use, you can still customize the photo block further. For example, you can personalize it by creating a collage of multiple images, use text, or clip art to make the photo block as attractive and sentimental as you’d like. 

The acrylic photo block makes customizing photo prints more fun and meaningful. You can play around with colours to make your photo block as dramatic as you’d like. If you have photos that mean a lot to you, such as your wedding and family photos, saving them in an acrylic photo block is an awesome way to keep the memory alive. 

Benefits of Acrylic Display Stands

New products are always being introduced in the market to make it easier for you to organize your store or office. If you don’t have acrylic display stands, you probably wonder why every major retail store has them and if you should upgrade to the acrylic stand holder. There are several advantages to using the acrylic stand. 

Available in various designs, styles, and sizes.

The assortment of acrylic stands gives you greater flexibility to choose what you need to display products in your store. Additionally, you can easily keep your office organized since you can get acrylic stands for items of different sizes. 

The tabletop acrylic stand holder is available in different colours. This makes the holder an attraction on its own. Colourful acrylic stands enhance the interior décor and draw clients’ attention to the items you display. Tabletop acrylic stands are great for displaying promotional materials, small products, and magazines. 

Sleek, freestanding acrylic display stands occupy their own space. They are great for highlighting new products or those that are on sale. Since they are portable, they can be moved from one area to another, depending on what you need to display.

Acrylic stands for wall and window display. You find these in retail stores displaying shoes, purses, watches, and so much more. They come in various styles and sizes, depending on the number of items you’d like to display. Some acrylic stand holders have hooks to make the display of some items easier. 

Acrylic stands are not distractive.

 

The essence of having a display stand is to have something to place items you have for sale or to keep your space organized. If you are in business, you want a display that does not take the customer’s attention from the products you have on display.

The acrylic stand is clear, and you can easily use it to display jewellery and other merchandise that are colourful. A display that competes with products for the customer’s attention tends to distract and may cause you to lose money instead.   

Although acrylic display stands are available in various colours, they are not distractive. They instead enhance the appeal of the store and items on display.

They are safe to use and durable.

If you want a clear display stand, the other alternative to acrylic is glass. Unfortunately, the glass display comes with its risks, including the fact that it easily breaks. Additionally, you would be putting your clients at risk of injury. 

They also help to keep operating costs down since you may not need to replace the acrylic stand frequently. While they don’t break, they can easily scratch if they are placed on abrasive surfaces. Instead of dragging them on the floor, they should be lifted. 

They are light-weight

Acrylic display stands are easy to move because they are light-weight. This means you can move the acrylic stand from one area to another, depending on the need. For example, if you have items on sale, you can place the acrylic stand holder close to the entrance, so customers know what you have on sale. 

They are easy to maintain

You only need a soft cloth to dust the acrylic display stands. When deep cleaning, you can wash them with warm soapy water and a soft cloth. However, you should avoid abrasive detergents as they can easily ruin acrylic. Acrylic cleaning sheens are handy for keeping the acrylic stand bright and attractive for longer. 

If you have been looking for a reason to get acrylic display stands, you now have several. When you make the right choice and care for the stand adequately, it will serve you for years. 

Everything You Need to Know about a Spotify Acrylic Plaque

If you are on TikTok, you have undoubtedly come across these amazing videos showing the Spotify music acrylic plaque. The viral videos have increased demand for the acrylic music album. If you find the lack of details about this product frustrating, you are not alone. Whether you are interested in buying the custom acrylic Singapore for yourself or a loved one, learning more about the product will help you make the right decision. 

It plays music

This is one of the fascinating features of the Spotify acrylic plaque. We all have a song that comes to mind when we think of a loved one, an occasion, or a period that means a lot. Unfortunately, since music is always evolving, some of your once favourite songs may take a back seat when new songs and artists come to the music scene. 

In some cases, you get to remember some of these songs when you hear them playing on the radio or elsewhere. The Spotify custom acrylic Singapore gives you the chance to frame your favourite song and play it whenever you want to. The Spotify acrylic plaque has a QR code that automatically plays the song when you scan it on Spotify. 

You can customize the cover.

When buying custom acrylic Singapore, you get to decide what you want the cover to look like. Are you buying the acrylic music album for your wall collection of favourite artists and songs? You may choose to retain the original album cover or even the artist’s image. This is a great way to link the song to the artist. 

Alternatively, you may choose to use another image, depending on your interest. For example, if you choose to frame your wedding first dance song, you may choose an image of you and your spouse dancing. 

If you choose the Spotify acrylic as a gift, you can choose to use an image that means a lot to the person. For instance, if a person loves travelling, you can use a picture of one of his favourite destinations. When that image is linked to a song that has a sentimental meaning, he is likely to cherish the gift for life. 

You can opt to hang the plaque or use a wooden stand.

When customizing the Spotify acrylic music album, you get several options, including how you want the final product. Some sellers offer a wooden stand for free, so you get to decide if you want to hang the plaque or place it on the table. Some sellers do not mention the wooden plaque, so you may need to buy one separately. 

Acrylic is stronger than glass.

If you are worried about the Spotify acrylic breaking, you shouldn’t be. The acrylic material is of high quality and cannot easily break. Some sellers even market it as unbreakable. While it looks like glass and appears delicate, the Spotify acrylic plaque is quite strong and durable. You may also choose to have thicker acrylic if you are looking for a more durable frame. 

Various sellers of the custom acrylic Singapore offer additional features to make the acrylic music album more attractive. Some offer the music plaque in various sizes, while others include LED lights to serve as a night light. This acrylic music album’s creative aspects make it suitable for various rooms in the house, including the living room, bedroom, nursery, and office. 

What Influences the Cost of Commercial Insurance?

cost of commercial business insurance

Cost of commercial insurance is a critical factor for most businesses. Since it increases the operating costs and eats away at a company’s profits, most entrepreneurs are torn between choosing one policy over another, as well as choosing an insurer offering business insurance at affordable rates. In Singapore, just like in other countries, commercial insurance costs vary, depending on various factors. The business location, number of employees, age of business properties, the level of business risk, and protections available against theft or property damage are factors that influence the cost of insurance. 

The global pandemic saw most businesses shut down or slow down dramatically in 2020. The rise in risk levels also meant an increase in the cost of business insurance. Alicja Grzadkowska analyzes the impact of the pandemic on the cost of insurance. 

What a rise in business insurance cost means to businesses

“Another quarter brings another round of price increases for global commercial insurance. This time, prices jumped by 22% in Q4 of 2020, according to Marsh’s “Global Insurance Market Index.

The latest increase is the largest since the index was launched in 2012, and it comes on the back of year-on-year average increases of 20% in the third quarter and 19% in the second quarter of 2020.” Read more here

A business survey carried out towards the end of 2020 shows that 63% of Singapore businesses were negatively affected by the pandemic. Unfortunately, these same businesses are expected to pay higher premiums on business insurance because of the added risks, despite a fall in income. If rates keep rising, many businesses may go into debt to cover their commercial insurance obligations. 

In the following article, Austin Landes introduces commercial insurance basics, including what is considered during the pricing of policies. 

What insurers consider when determining the cost of business insurance

You have worked hard to build your business. Whether it be the significant cash investment required to open your doors or the hours spent building a profitable business, you now need to protect that investment.

Commercial insurance can seem complicated. There are virtually unlimited options for you to purchase or not purchase. Knowing the basics with some commercial insurance 101 knowledge can help you manage your business risk while helping you save money on coverage that you may not really need. Read more here

If you are running a business, you are probably wondering why insurers are raising their rates, sometimes in double digits, at a time when the business environment is not competitive. Shouldn’t they be reducing rates in a bid to cushion businesses from the harsh business environment? Unfortunately, insurers are not sentimental. Some may understand your financial constraints, but they may be able to do much to lower your premium. Your company’s liability risk is of great importance to insurance companies. This is why the cost of every business insurance policy takes into account the level of risk. 

The writer of the next article on www.globenewswire.com looks at insurance marketplace during the pandemic.

Business insurance covers that have taken the greatest hit during the COVID-19 pandemic

ARLINGTON, Va., Nov. 19, 2020 (GLOBE NEWSWIRE) — North American commercial insurance prices are expected to increase in every line except one, according to Willis Towers Watson’s (NASDAQ: WLTW) 2021 Insurance Marketplace Realities report. Promisingly, the leading global advisory, broking and solutions company suggests that the insurance industry will adapt to the continuing hard market by utilizing analytics and data-driven tools to change the way both buyers and sellers approach the negotiating table when it comes to risk transfer. Read more here

The pandemic has brought many disruptions in business. Some companies have resorted to working remotely, while others have had to restrict the number of staff working in a facility at any given time. Unfortunately, the rise in the cost of business insurance is not the only disruption in business insurance. There has also been an increase in compensation demands, as some workers have unfortunately contracted the virus, and others have passed on after being infected at work.

The fear of the increase in demand for compensation is one reason for the rise in business insurance premiums. Hopefully, as more solutions are found for the pandemic, the cost of insurance will slowly ease. For business owners, a fall in the price of business insurance will help business owners retain some profits. Additionally, it will make losses easier to manage since most companies have been operating with a negative balance for a while. 

Differences between Commercial Insurance and Personal Insurance

differences between commercial insurance and personal insurance

Commercial insurance, though similar to personal insurance, also has distinct differences. For example, while personal insurance covers only you, business insurance covers groups of people, including customers, employees, and other stakeholders. The coverage limits also differ, with commercial insurance having a higher coverage limit than personal insurance. This is typical because businesses carry greater risk. As your business grows, it is best to expect that your coverage limits to grow. Find out more about Commercial Insurance here

The writer of the following article on www.techinsurance.com covers commercial insurance comprehensively, including giving guidance on what some of the terminologies mean to tech business. 

Commercial insurance in the tech industry

“Commercial insurance protects against lawsuits, fires, cyberattacks, and other risks that could devastate your tech company. Learn how it works and when your business might need it.

What is commercial insurance?

A small business takes a lot of time, energy, and money to run successfully. As a business owner, you want to protect that investment and grow your revenue.” Read more here

All businesses need commercial insurance. However, insurers often alter their policies to suit specific industries because the nature of business varies. Today, almost every business uses some form of energy. In Singapore, the tech industry is quite vibrant, and insurers have created policies unique to this sector. Some common policies include errors and omission insurance, general liability insurance, cyber liability insurance, and workers compensation insurance. 

In the next article, the writer weighs in on commercial insurance and why all businesses need it, irrespective of size. 

Misconceptions about Commercial Insurance

“Just like individuals need health care insurance, home insurance, and car insurance, businesses need insurance coverage as well. 

Consider these scenarios:

  • What if an employee or customer is injured on your premises? 
  • What if your products are faulty or cause physical or financial damage?
  • What happens if a fire, flood, or earthquake damages or destroys your office location? 

That is where business and commercial insurance protects and defends your business.” Read more here   

One of the first misconceptions about commercial insurance is it is somehow different from business insurance. The fact is both terms mean the same thing and are often used interchangeably. The second misconception is large companies need commercial insurance while small businesses can get by without the additional financial burden. However, while larger companies carry greater risk and pay more premiums, small businesses also carry some risk. The bottom line is large and small businesses have plenty to lose without commercial insurance. 

In the following article, the author discusses commercial insurance policies for all businesses, including additional covers unique to specific businesses.

Importance of targeted commercial insurance policies

“As a property and casualty insurance company with more than 200 years of experience, we’ve helped protect businesses of all sizes. From small businesses to large corporations, our commercial insurance policies can help protect you and your employees from different risks.

Don’t just take our word for it. More than 16,000 people have given The Hartford commercial insurance a 4.8 star rating.* We’re also honored to be one of the most trusted commercial insurance companies. In fact, The Ethisphere Institute has named us a World’s Most Ethical Company® 12 times.**” Read more here

When investing in commercial insurance, you must get policies that make sense to your business. Instead of taking an agent’s word that your business is covered, why not discuss your business, what it does, and the levels of risks to which you are exposed. You can then analyze the policies presented to you and determine if they are sufficient to protect your business or if you need additional cover.  

Before turning to insurers for business insurance, you need to understand your business structure and the various risks you need to safeguard against. When you understand your business model, it will be easier for you to appreciate the coverage you need, and more importantly, what you don’t need. This way, you only pay for policies that will benefit your business in the short and long term. 

Choosing Business Insurance for a Tech Startup in Singapore

choosing business insurance for a tech startup in Singapore

One factor that influences the establishment of startups is a readily available market, often associated with a nation’s population. So, why has Singapore, an island of 5.6 million people, become a hot spot for entrepreneurs? Among other things, Singapore’s innovative policies, ease of starting businesses, strategic geographical location, favorable commercial insurance available, and government subsidies have been linked to the growing number of startups. Interestingly, Singapore does not just see a boom in business startups, but the number of successful startups is also rising. 

Michael Reilly, the following article, discusses ways in which insurers can effectively provide business insurance for small businesses. 

How Insurers can make the process of acquiring commercial insurance easy

“Small commercial insurance is a highly desirable market, and one that is going through a digital transformation. In order to win big in small commercial, carriers need to create winning digital experiences, significantly improve the efficiency of core operations and create category killers by launching new direct channels.” Read more here

All businesses face some form of risk. This is why commercial insurance is necessary for all startups, including those in the tech industry. For most businesses, it is not a question of whether they need insurance, but when to get insurance. Ideally, a startup should seek insurance as soon as it opens its doors for business. However, what kind of insurance does a company providing a service that is sometimes invisible get? Insurance companies have come to appreciate the complex nature of tech commercial insurance, so most have designed specific industry policies. 

Even though tech companies provide a unique service, they share some insurance policies with other businesses. In the following article, the author discusses insurance covers that all businesses need. 

Important Insurance Covers for all Businesses in Singapore

“Often mistaken simply as a regulatory requirement, business insurance is not only about protecting you or your business. It is also a way of protecting your employees, your suppliers and even your customers from some of these threats.

Think about the consequences should an unfortunate fire destroy your retail establishment and you are not insured. What about a delivery employee who meets an accident on one of his/her delivery assignments?” Read more here

Even though tech companies mostly provide goods and services that are not tangible, business insurance policies cover all kinds of businesses and are necessary for all startups. These include covers for property, employees, and legal liability. While property and employee insurance are essential, one of the policies that tech companies cannot run away from is legal liability insurance. As much as technology has helped improve how businesses are run, the risks have increased. Tech startups need to take legal liability insurance to safeguard against compensation costs from legal cases. 

In the next article, the writer focuses on a range of commercial insurance issues, including cost and the importance of protecting your business. 

Why does your business need commercial insurance?

“Commercial insurance protects businesses and their employees from financial loss in the event of a catastrophe that’s covered by the company’s insurance policy. Commercial insurance is a general term referring to a number of specific types of business insurance coverage that protect a company in the case of accident, disaster, crime or liability. Business owners need to assess the risks their company faces and choose commercial insurance policies that protect against those specific risks.” Read more here

Are you contemplating whether business insurance is necessary for your business? It is natural for a startup to weigh the benefits against cost because the capital flow is usually a problem in the first years of business. However, your business will be in a worse financial situation if you have to pay out of pocket your property is damaged or stolen. Even worse, you may end up losing your business entirely if demands for compensation far outweighs the company’s financial ability to cover the costs. 

One reason for startups failing within the first three years of operations is the absence of business insurance. Some entrepreneurs, unfortunately, underestimate the need for commercial insurance. In some cases, some pick the insurance they feel the business needs immediately. The challenge with this is some risks are often overlooked. When disaster strikes, the business is not cushioned against costs that insurance companies would have covered had the startup taken cover against the various risks. 

Benefits of Commercial Business Insurance for Small Businesses

benefits of commercial insurance for small businesses

The decision to take commercial insurance may seem obvious for every business. However, for small business owners, it could take weeks before they decide to insure their business. This doesn’t mean they don’t appreciate the importance of business insurance. For many, whether they can spare the cash for commercial insurance when they have other pressing issues is the question. Undoubtedly, commercial insurance greatly benefits small businesses. It is a lifeline that many small businesses initially overlook because of cost, but should there be a crisis, commercial insurance will protect against financial ruin. 

The writer of the following article analyzes some commercial insurance policies that small businesses need. 

Business insurance policies for small businesses

“So, you have just started a small business here in Singapore. 

Your business has been registered (Congratulations! That’s the hard bit!) and you need to get all of the details in place. 

The team at Expat Insurance in Singapore is here to help you through the next tricky bit, getting the right business insurance in place to protect you and your teams.” Read more here

When choosing which business insurance to get for your small business, you need to seek protections beyond assets. While these policies are important for protecting the against losses, the business is still exposed to other risks. For example, a Director and Officer Insurance policy protects business owners against claims, and no, this policy is not just for large corporations. Examples of claims that this policy protects against include discrimination and wrongful dismissal. 

In the next article, the writer discusses the various classifications of business insurance. 

Broad categories of commercial insurance

“As you start a business, be sure to protect your new venture and the time and money you’ve invested in it. By simply incorporating a business or forming a limited liability company (LLC), you help protect your personal assets from business debts and liabilities. But purchasing the correct type and amount of business insurance is another key layer of protection. This article helps you understand the different types of business insurance policies available.” Read more here

Since choosing an appropriate policy for a small business is a daunting task for most business owners, it is best to narrow down the policies into four broad categories. The various commercial insurance policies fall under business property insurance, liability insurance, automobile insurance, and umbrella insurance. If you wonder what policy to choose and what you can leave behind, you can see if your business falls in any or all of these categories. Of the four categories, business umbrella insurance supports all the other policies since it extends coverage for business losses above the other policies’ limits. 

In the following article, Lance Teo analyzes various insurance companies in Singapore and what makes them stand out. 

Things to consider when choosing an insurer

“Are you looking for ways to protect the interests and assets of your business? If so, we strongly recommend getting your hands on the best business insurance in Singapore, as it’s a good place to start.

If you’re clueless as to where to avail of the best business insurance in Singapore, though, we have you covered. We looked all over the island in search of the best business insurance in Singapore that all business owners should check out.” Read more here

For small businesses, the challenge is not only in choosing the right business insurance but also for the best insurer. Since the insurance industry is quite competitive in Singapore, various companies are marketing their brand to be as unique and beneficial as possible. Some of the best commercial insurance providers’ qualities include the availability of teleconsultation services, customizable plans, a range of business insurance policies, and a smooth and quick compensation process. 

Choosing a great business insurance policy is the first step to take when it comes to protecting your small business. However, the policy is only likely to be beneficial if the provider is ready to provide compensation quickly. Before signing the dotted line, ask the insurer how long after an incident you should expect a fulfilled claim. Additionally, you should also choose an insurer offering policies that are easy to understand and one that offers details of what the policy covers and what it does not. 

A Guide to Commercial Insurance for New Entrepreneurs

a guide to commercial insurance for new entrepreneurs

Being a new business owner is exciting. You manage your own time, make independent decisions on where you want your business to go, and even better, working long hours will no longer seem too much if it proves worthwhile. Unfortunately, you also take on more responsibilities. If you have employees, they now depend on you. You also have to choose the best commercial insurance policies to protect your business. You need to analyze the risks your business is exposed to and the protection you can put in place to cushion your business financially. 

In the following article, Maria Kindness  discusses the different types of commercial insurance and how to determine which one works for you. 

Tips on how to choose business insurance 

“Commercial insurance is a general term that covers lots of different types of insurance, such as public liability insurance, employers’ liability insurance and professional indemnity insurance. These types of insurance policies protect you and your business against claims resulting from losses, injury and even death. It can ensure you against claims made by employees, customers and members of the public.” Read more here

There are several commercial insurance policies, and it can be a little confusing for a new business owner to determine which one to invest in. Even more worrisome is if the business is not in a great financial position. Before choosing a policy, you should ask yourself a few questions. For example, do members of the public visit your business premises? Do you use business vehicles to transport products or personnel? Do you have business equipment and stock to protect? What risks does your business face daily? You can then find commercial insurance that provides a solution for the issues these questions address. 

In the next article, the writer defines commercial insurance and what a beginner should expect when acquiring one. 

What to expect when seeking business insurance

“Business insurance exists to protect your business from financial loss caused by specified events. There are different policies that come into play depending on the circumstances of the loss.

Overall, commercial insurance protects businesses from liabilities such as lawsuits from third-parties, like customers or those they entered a contractual relationship with, lawsuits from clients, injuries to employees or customers, and damage or theft of business property.” Read more here

When looking for business insurance coverage, it is best to know what to expect. Firstly, if you have ever taken personal insurance, then you will find some similarities. For example, each coverage will have a limit. For example, in case of a fire or theft, there is a limit to the amount of money the insurance will offer as compensation. You’ll also discover that some liability policies have deductibles, while others don’t. This means that you will need to pay a deductible amount in some instances, and the insurance will pay the rest of the claim. In other instances, the insurer will pay full compensation. You should also look out for exclusions in the policy coverage. 

In the following article, Terrence Goh discusses the different types of commercial insurance you might need. 

Popular business insurance policies

Maintaining adequate insurance should be an important part of any business plan, especially if the company is a smaller enterprise. Even though there are many types of insurance available in Singapore, the following policies will provide your company with all-round protection: 

Work Insurance Compensation (WIC) insurance

This insurance covers the liability of an employer to pay compensation to their employees who suffered work-related injury, occupational illness or diseases in accordance to the Work Injury Compensation Act. Read more here

When running a business, you should remember that disaster can strike at any time. It could be theft, a fire in your warehouse, an accident when moving goods, or a natural disaster could strike. Some common commercial insurance policies include property insurance, legal liability, business interruption cover, and employee insurance. Some insurance companies sell the policies individually, while others offer a package covering most of the business’s risks. 

It is best to determine how insurers structure their policies, what they include and exclude, and the cost benefits of requesting a package over having multiple covers. All business owners should ensure they read the fine print before signing on to any policy. For example, find out what items are excluded in the policy. Unfortunately, many people hardly ever ask about exclusions, only to get less than expected during compensation.